Life Insurance

Life Insurance, including indexed universal life, helps protect your loved ones and your savings, while long term care insurance safeguards you if you ever need help with daily activities at home, in assisted living, or in a nursing facility. We guide you at your pace and explain everything in plain language.

We start with Long Term Care Benefits Explanation, showing what policies cover, how you qualify, and how reimbursements work. Through Long Term Care Policy Selection, we compare companies, benefits, and inflation options, keeping your budget and health in mind.

If you move forward, our Long Term Care Enrollment Assistance ensures applications are completed correctly. Our Cost Analysis estimates local care costs and how policies may cover them. Should you need to file a claim, our Claims Guidance walks you step by step, so you’re never alone.